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FLEXI TERM DEPOSIT, INVESTMENT AND INSURANCE ON UBANK APP

Context: After Covid-19 pandemic, there is a significant increasing in saving deposit, investment and insurance accounts opening which creates potential opportunity for expanding mentioned utilities on the Ubank App.

Idea proposal:
Develop the following utility packages on the Ubank App
(1) – Super flexible term deposit: Customers can choose the desired term of week/month/year and receive the corresponding interest rates.
(2) – Open an account and make financial investments on app directly with various channels such as stock, bond and fund certificate.
(3) – Get promotion when buying FE CREDIT bancassurance products, additionally, Ubank can also do marketing or cross-selling loans and cards for those customers.

Benefits: This utility package provides a centralised and valuable financial experience for customers within one platform. At the same time, it contributes into the expansion of FE CREDIT ecosystem.

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